SIMULATION ONLY; No real securities are offered or sold. No real money is involved. For educational purposes only.
Our cognitive funding process
How Siliconic turns a messy, manual funding pipeline into a repeatable, auditable decision engine — automation, scoring, and deterministic policy enforcement.
You apply through our guided form. AI extracts, normalizes, and packages your data automatically.
8 weighted criteria scored 0–100. Seven policy gates check compliance. No human discretion.
Term sheet generated algorithmically. E-sign, disburse, done.
System Flow
Every proposal flows through six automated phases — from application to post-funding servicing — with zero human bottlenecks.
Apply
Submit through guided intake form
Consent + Connect
Authorize data access
Tokenize
Sensitive data encrypted
Ingest + Normalize
Compiled into standardized package
Eligibility Gates
Seven deterministic checks
KYC / AML / Fraud
Regulatory compliance verified
Score + Structure
Eight criteria scored, terms generated
Offer or Decline
Decision with full transparency
E-Sign
Digital execution of agreements
Doc Execute
Legal documents finalized
Disburse
Capital transferred via ACH or wire
Servicing
Portfolio monitoring and reporting
Covenants
Automated compliance tracking
8 Scoring Criteria
Team Quality
Leadership, expertise, backgrounds
Market Opportunity
TAM, growth rates, problem/solution fit
Traction & Milestones
Customers, revenue, partnerships, momentum
Competitive Moat
IP, proprietary tech, defensibility
Financial Projections
Revenue forecasts, burn rate, unit economics
Risk Factors
Execution, market, and technology risk
Regulatory Compliance
Legal structure, offering type, regulatory standing
Funding Appropriateness
Use of funds, valuation, terms fairness
7 Policy Gates
Evidence Completeness
All required fields and documentation present
Eligibility Check
Proper legal structure and offering type
Regulatory Screen
Compliance with securities regulations
Financial Health
Minimum runway and margin thresholds
Exposure Limits
Deal size within portfolio parameters
Fraud Detection
Pattern analysis for suspicious signals
Fair Terms
Stage-appropriate valuation and structure
Immutable Audit Trail
Every score, gate result, and decision permanently recorded.
Approved
72+
Term sheet generated algorithmically. E-sign and fund.
Conditional
55–71
Strong potential — specific conditions to address first.
More Info
40–54
Promise seen — targeted questions sent for development.
Not Ready
<40
Detailed feedback on every criterion. Reapply anytime.
5 AI Safeguards
Hallucination
Every output requires citations and data provenance
Data Bias
Outcomes audited by demographic proxies with counterfactual checks
Spurious Correlation
AI is decision support — never the sole decision maker
Founder Gaming
Traction verified via independent signals: web, bank, app data
System Anomaly
Kill switch pauses all approvals if drift or spikes detected
Submit a proposal and watch the engine work.
Submit a Proposal